Let Healthcare Providers Service Organization take care of you while you take care of your patients.

At HPSO, we offer a simple, affordable solution to help safeguard your assets, your license and career. When you purchase your own individual professional liability insurance, if a claim arises, your interests come first. Below are some of the coverage features included in our professional liability policy. For a complete list of policy features, click here.

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 Healthcare Providers Service Organization

Coverage and Limits

Professional Liability
 $1 million each claim;
 $3 million annual aggregate


License Protection 
 $25,000 annual aggregate

Defendant Expense Benefit 
 $1,000 per day;
 $25,000 annual aggregate

Assault – includes Workplace Violence Counseling* 
 $25,000 annual aggregate

Damage to Property of Others
 $10,000 per incident;
 $10,000 annual aggregate

Sexual Misconduct
 $25,000 sublimit

Deposition Representation 
$10,000 annual aggregate

Information Privacy
 $25,000 annual aggregate

First Aid
 $10,000 annual aggregate

Medical Payments
 $25,000 per person; $100,000 annual aggregate

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Insuring more than
 100,000 Pharmacists
HPSO is the largest provider of malpractice insurance in the country. Our carrier, CNA has won 90% of cases that go to trial.


Sponsored by the APhA
HPSO has been APhA's sponsored provider of malpractice insurance for more than 13 years. 96% of individuals who experienced a claim would recommend us to a family member or friend.


Peace of Mind
HPSO provides malpractice insurance to over 70+ healthcare professions. 96% of individuals who experienced a claim would recommend HPSO to a family member or friend.


Employer provided insurance is focused on protecting your employer.

Pharmacists need coverage that places their interests first.

That’s the average cost for a malpractice lawsuit brought against a pharmacist, when settled out-of-court or awarded by jury1. Your career and finances can be jeopardized if you are not prepared. 

* Not available in Texas.

Malpractice Insurance for Pharmacists

1Pharmacist Liability Claim Report: 2nd Edition Identifying and Addressing Professional Liability Exposures